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Transaction Banking

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Solutions for Working Capital Management and Asset Servicing

Understanding working capital management is fundamental to operating a business effectively and efficiently. The key is having solid processes and procedures in place for managing all elements of working capital, such as treasury management.

As a preferred provider of transaction banking solutions, MUFG can help you streamline the working capital cycle, optimize liquidity, and minimize risk. Take advantage of our financial solutions and industry experience to support your goals in treasury, trade, and asset management.

The Real ROI Is More Time in Your Day

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The Real ROI is More Time in Your Day

MUFG Transaction Banking helps streamline treasury, trust, and trade finance activities.

MUFG Commercial Card Program

Our comprehensive commercial card program leverages our experienced card consultants and innovative technology to distinguish ourselves from the competition.

Learn more about our Commercial Card Program.

Green Deposits – A Sustainable Investment

At MUFG, we’re working to advance clean-energy technology and provide financial services to companies developing sustainable energy solutions. As part of that commitment, our Green Deposit product2 is designed exclusively to fund Environmental, Social, and Governance (ESG) projects, such as renewable energy, including wind, solar, geothermal, and biomass, as well as smart metering.

Our business clients can now partner with us in our dedication to environmental stewardship as we help society build toward a more equitable low carbon future.

Learn More about our Green Deposit Framework

Treasury and Trade Solutions

MUFG offers a range of innovative solutions for treasury and trade. We can help you accelerate receivables, transition to electronic payables, manage liquidity, and navigate world markets.

Payables Services

Our electronic payables services help you make payments more efficiently and cost effectively. Our products for accounts payable optimize working capital by enabling you to maximize payment terms and discounts, migrate suppliers to electronic invoices, and payments, and detect and prevent fraud.

Same-Day ACH is here. Learn how to take advantage of faster payments and what it means for you.

Trade Finance Solutions

With our global resources and industry expertise, MUFG can offer customized finance solutions as well as traditional trade products to support your import and export activity as you expand your operations. Our goal is to help you maximize international and domestic trading potential, while managing cash flow on a global basis.

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Protecting your company against cybersecurity threats

Cyber threats have become a security focus for all companies. Phishing schemes, business email compromise, ransomware, attacks on mobile devices, and insider threats all pose increasingly serious challenges.

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Real-time Payments
Striving for speed: now is the time to prepare

Payment systems in the U.S. and around the world are undergoing significant changes. Advancements in technology, the nature of commerce, shifts in demographics, and an increasingly global economy are putting pressure on domestic and global payment systems to increase the speed at which payments are sent and settled.

Real Time Payments Podcast: Learning from the Customer

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Real Time Payments Podcast: Learning from the Customer

Strategic Treasurer’s Craig Jeffrey interviews MUFG’s Jennifer Stanley and Mark McCarthy to discuss Real-Time Payments – Learning from the Customer.

Optimizing working capital with supply chain finance

A growing focus on working capital optimization is leading both large and—more recently—middle‑market companies to turn to supply chain finance. Beyond retailing and automotive industries, this strategy is taking hold across sectors such as manufacturing, electronics, food and beverage, pharmaceuticals, and others.

(1)AFP Payments Fraud and Control Survey Report, April 2018 https://dynamic.afponline.org/paymentsfraud/p/1

(2)Green Deposits are offered through MUFG Union Bank, N.A. FDIC Insured. The deposit account associated with this product will be governed by the Business Accounts & Services and Transaction Banking Services Disclosure and Agreement (found here) and the Time Deposit Accounts Disclosure (found here)