Certain products and services described in this document are provided by MUFG Union Bank, N.A., a member of the Mitsubishi UFJ Financial Group (MUFG), and are marketed under MUFG and Union Bank® brands. Online applications supporting these products are branded Union Bank. Other products and services mentioned may be offered and marketed by other MUFG entities.
(1) Financing subject to credit and collateral approval. Restrictions may apply. Terms and conditions subject to change.
(2) This and any other information or communication provided by MUFG Union Bank, N.A. (“MUB”) relating to currency, interest rate or other swap or derivatives products and services, whether written or oral, is not intended as (and shall not be deemed) investment advice or a recommendation to buy or sell any currency or other investment or instrument, nor shall it be deemed an assurance or guarantee as to the results or expected results of any transaction.
Foreign exchange and interest rate trading products and arrangements, such as forwards, options, and swaps, are not FDIC insured, and the risks of such products and arrangements are solely for your account. For further details regarding the risks and characteristics of foreign exchange trading products or interest rate trading products, contact your MUB Relationship Manager, Foreign Exchange Specialist, or Derivatives Marketer and request a copy of the General Statement of Characteristics and Risks for the product category of interest to you.
(3) Fixed Income Securities, including bonds, are subject to various risks, including changes in value, interest rates, credit quality, inflation, prepayments, corporate events, and other factors, and may be worth less than their original cost if sold or redeemed prior to maturity. Tax implications vary. Consult your tax advisor prior to investing. Fixed income transactions may be subject to a principal transaction charge or an agency commission. Principal and Agency transaction charges vary and are determined based on the principal amount of the transaction, the type of product, and the product’s maturity.
(4) Brokerage and investment advisory services available through UnionBanc Investment Services LLC, an SEC-registered broker-dealer, investment adviser, member FINRA/SIPC, and subsidiary of MUFG Union Bank, N.A.: • Are NOT deposits or other obligations of, or guaranteed by, the Bank or any Bank affiliate • Are NOT insured by the FDIC or by any other federal government agency • Are subject to investment risks, including possible loss of the principal amount invested.