Commercial Cards

Our experienced product specialists provide access to broad capabilities to help support strategic growth. We offer the strength of the MUFG global network, along with a seamless client experience, so that we can be your single source for financial capital and related services in the Americas.

Commercial Card

Gain valuable benefits that work in harmony to improve productivity for your business with our Commercial Card program, which offers:

  • Dedicated support with an account team at the ready to simplify deployment, help to support card program management, and maximize savings
  • Advanced technology with tools to streamline reporting, control expenses, and identify savings opportunities
  • Security and convenience with EMV Chip and PIN technology
  • Visibility and control with real-time account information, flexible spending limits, and automated exception reporting

Corporate Travel & Entertainment Card

Travel and entertainment (T&E) is among the largest controllable expense categories for many businesses. By using our T&E corporate card1 you can increase compliance with expense policies, better identify savings opportunities, and help support your business travelers.

Corporate Purchasing Card

Our corporate purchasing card1 helps increase compliance with purchasing policies, identifies areas for potential savings, and empowers employees to work more efficiently. A well-designed purchasing card program can reduce processing costs by up to $74 per transaction2 while improving cash flow by providing your company up to 55 days of float.3

Commercial ePayables Card

The ePayables solution helps your business increase transaction security, simplify reconciliation, and enable efficient electronic payments with an increased number of suppliers, including ones that may not accept credit cards.

Integrating single-use virtual cards into your organization's Commercial Card program can provide added benefits to your accounts payable stream—reducing processing costs with more suppliers while improving cash flow by providing your company up to 55 days of float.3

Our ePayables can support Supplier Initiated Payments (SIP—processed like a credit card transaction but pays the supplier like a check) or Buyer Initiated Payments (BIP—processed like a credit card transaction but pays the supplier like an ACH):

Call your relationship manager to learn more about our Commercial Card program.

Transaction Banking White Paper

Modernize payables with commercial cards





(1)Financing subject to credit approval from MUFG Union Bank, N.A. Fees and other restrictions may apply. Terms and conditions subject to change.
(2)Savings for electronic payments compared to paper processing costs. Source: PayStream Advisors, Inc, "Purchasing Cards Working to Simplify the Procure-to-Pay Process", Q3 2013
(3)Assumes 30-day billing cycle plus 25-day grace period.
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